IDFC Bank is one of the fastest-growing banks in India, offering a wide range of financial products and services to its customers. One of their most popular offerings is the IDFC Bank credit card, which comes with several benefits, including rewards, discounts, and cashback offers. In this article, we will explore the process of applying for an IDFC credit card online and the benefits of having a lifetime free card.
First, let’s understand what a lifetime free credit card means. A lifetime free credit card is a credit card that does not charge an annual fee for the entire duration of the card’s validity. This means that you can enjoy the benefits of owning a credit card without worrying about any additional fees. IDFC Bank offers lifetime free credit cards to its customers, making it an excellent option for those who want to enjoy the benefits of owning a credit card without any additional costs.
Now let’s take a look at how you can apply for an IDFC Bank credit card online. The process is simple and easy, and you can complete it in just a few steps.
Step 1: Visit the IDFC Bank website
The first step to applying for an IDFC Bank credit card online is to visit the bank’s website. You can do this by typing “IDFC Bank” into your web browser’s search bar and clicking on the official website link.
Step 2: Click on the Credit Cards tab
Once you are on the IDFC Bank website, you need to click on the “Credit Cards” tab located at the top of the page. This will take you to the credit card page, where you can view all the available credit card options.
Step 3: Select the credit card you want to apply for
Next, you need to select the credit card that best suits your needs. IDFC Bank offers a range of credit cards, each with its own unique features and benefits. You can compare the different options and choose the one that fits your lifestyle and spending habits.
Step 4: Click on the “Apply Now” button
Once you have selected the credit card you want to apply for, click on the “Apply Now” button. This will take you to the online application form.
Step 5: Fill in the application form
The online application form will ask you to provide your personal details, including your name, address, phone number, and email address. You will also need to provide your employment details, including your company name, designation, and salary. Make sure to fill in all the required fields accurately.
Step 6: Upload the required documents
As part of the application process, you will need to upload certain documents, including your PAN card, Aadhaar card, and salary slips. Make sure to have these documents ready before you start the application process.
Step 7: Submit the application form
Once you have filled in all the required details and uploaded the necessary documents, you can submit the application form. The bank will review your application and get in touch with you if any further details are required.
Benefits of IDFC First Bank Credit Card
Now that we have looked at the process of applying for an IDFC Bank credit card online let’s explore the benefits of having a lifetime free card.
No Annual Fees
One of the primary benefits of owning an IDFC First lifetime free credit card is that it does not charge an annual fee. This means that you can enjoy the benefits of owning a credit card without worrying about any additional costs. Many credit cards in the market charge an annual fee, which can range from a few hundred rupees to thousands of rupees, depending on the card. With an IDFC First lifetime free credit card, you don’t have to worry about these fees, and you can save money every year.
IDFC First Bank credit cards come with a rewards program that allows you to earn reward points for every transaction you make using the card. These reward points can be redeemed for a range of options, including shopping vouchers, airline miles, and cashback offers. With an IDFC First lifetime free credit card, you can earn reward points every time you use the card, which can add up to significant savings over time.
IDFC First Bank credit cards also come with cashback offers that allow you to earn cashback on certain transactions. For example, you may earn cashback on fuel purchases, grocery shopping, or online purchases. With an IDFC First lifetime free credit card, you can take advantage of these cashback offers and save money on your everyday expenses.
Airport Lounge Access
Some IDFC First credit cards offer airport lounge access as a benefit, allowing you to relax in style before your flight. This is especially beneficial if you travel frequently and want to enjoy a comfortable experience at the airport. With an IDFC First lifetime free credit card, you can enjoy this benefit without paying any additional fees.
IDFC First credit cards also come with concierge services that can help you with various tasks, such as booking travel tickets, making restaurant reservations, or finding a gift for a loved one. With an IDFC First lifetime free credit card, you can take advantage of these concierge services and save time and effort.
IDFC First credit cards come with contactless payment options, allowing you to make payments quickly and easily without the need for physical contact. This is especially beneficial in the current pandemic situation, where contactless payments have become the preferred mode of payment.
To conclude, applying for an IDFC First lifetime free credit card online can be a great decision for anyone looking for a credit card with no annual fees and numerous benefits. The card offers a range of rewards, cashback offers, and concierge services, making it an attractive option for those who want to save money and enjoy a comfortable experience. With the added benefit of contactless payments, this card is perfect for those who value convenience and safety. By applying for the card online, you can save time and effort, as the process is quick and easy. Therefore, if you’re in the market for a credit card, the IDFC First lifetime free credit card is certainly worth considering.
IDFC First Bank Credit Card FAQs
Q1:- What are the Current Offers on IDFC FIRST Bank Credit Cards?
Below are some of the benefits that IDFC FIRST Bank Credit Cards offer:
- Lifestyle Benefits: Avail discounts on shopping, dining, movies, and even enjoy a complimentary round of golf every month.
- Travel Benefits: Get access to complimentary airport and railway lounge every quarter, making your travel experience more comfortable and enjoyable.
- Other Benefits: IDFC FIRST Bank Credit Cards also offer various in-app online discounts, as well as exclusive offers on health and wellness outlets.
Q2:- Who can apply for an IDFC First Bank credit card?
Individuals, who have a reliable source of income, whether they are salaried or self-employed, and meet IDFC First Bank’s eligibility criteria, are eligible to apply for a credit card from the bank.
Q3:- How can I download my IDFC credit card statement?
To obtain your IDFC credit card statement, you have two options: Internet banking or the IDFC FIRST bank mobile app. For Internet banking, you need to log in to your IDFC account using your login credentials. Once logged in, select ‘Cards’ from the drop-down menu, and then choose ‘Download Statement’ after selecting your credit card type. On the other hand, if you prefer to get your IDFC FIRST credit card statement via the mobile app, you will need to provide your customer ID to receive the verification code. After verifying your identity, select ‘Cards’ from the drop-down menu on the mobile application, and then choose ‘Download Statement.’
Q4:- How long does it take for the IDFC FIRST Credit Card to arrive?
After the bank approves your IDFC First credit card application, it may take up to 14 business days for the card to be delivered to your registered address.
Q5:- Is the IDFC credit card free?
All IDFC First Bank credit cards are free for life, which means that there are no joining, membership, or annual fees applicable to these cards.